How to maintain a balance between profitability and the relative safety of your investments? You will find one possible solution in this book. It is dedicated to a new type of asset - alternative lending, in which investors and borrowers interact directly on technological platforms without involving banks as intermediaries. The author of the book was one of the first in our country to find a way to invest in such loans and now provides such an opportunity to other Russian investors. You will learn about the history of alternative lending, its types on the market, how the main platforms work and how to become a member as an investor or borrower. And most importantly, you will be able to understand what criteria to choose a reliable fund for investment and how to invest in loans on these platforms, consistently receiving 6-9% per annum.